Boost your Business Growth with Payables Finance

Struggling to pay your suppliers on time?
Let us handle the payments while you focus on scaling up!

In less than 1 minute

Say Goodbye to Cashflow Worries

We pay your
vendors upfront

You pay us 20%, we pay vendors 100% against your invoices

Your suppliers get funded within 24 hours

Submit basic details about your business on our website

You get up to 120 days to repay us

Flexible repayment options with payback period up to 120 days

The Proven Leader in Payable Financing

$6 Billion +

Trades Financed

9000+

Buyers & Sellers

100+

Countries

Why Businesses Love Drip

No Collateral
No Personal Guarantee
No UCC Filings

Hassle-free financing with minimal documentation 

Funds Pre-Shipment, Post Shipment, Foreign as well as Domestic Trades

Flexible product that supports different kinds of supplier payments

Off-Balance Sheet Financing

Keep your liabilities light and your finances clean

Backed by Top Investors and Financial Institutions

Who Qualifies for
Payable Financing?

Business based out of USA or Canada

Operating for 2 years or more

Annual revenue of at least $2 Million

Get the Best Deal with Drip Capital

Traditional Funding Options
Minimal Documentation
Multipurpose Financing
Domestic and Foreign trade
Pre and Post Shipment Funding

Trusted By Businesses Like Yours

At first, I thought they were just like any other company- promising to handle your paperwork and then selling it to others to make a percentage. But when the Drip Capital team reached out and started asking about my business, I realized they actually cared. The team built a customized plan for my business, starting with a test of their product. Now, we finance around 30% of our invoices through them. Keep up the great work, guys!

-Galaxy Foods

We've been working with Drip Capital since December 2022, and the experience has been excellent. Their customer service is outstanding, with a dedicated account manager always ready to assist. Initially, funding took 1-2 days, but thanks to recent portal improvements, we now receive same-day funding, even for new suppliers. We look forward to continuing this great partnership.

- Texan Minerals and Chemicals

Drip Capital is a highly professional company for addressing your financing needs. They maintain great communication and consistently look out for their customers. I highly recommend them over all other invoice financing companies. Our account manager is extremely professional and dedicated to his customers. Thank you!

- BQBP Electronics

I really like the portal. It makes submitting invoices easy. Being able to sign Exhibit A immediately was a great improvement. Also, having a direct contact has been incredibly helpful.

- US Tamex

Ready to boost your Cashflow?

Apply in a few minutes to pay your suppliers, unlock cash flow, and fuel your growth.

Still have questions?

Is this a personal loan?

This is not a personal loan. This is a business line of credit called Payable Financing. Payable Financing helps improve your cash flow by funding your suppliers directly. This can lead to reduced supplier stress, improved business relationships, and increased potential for growth.

What is the criteria to get the loan?
  • Business must be located in the USA or Canada
  • Minimum $2M annual revenue
  • 2 Years operating history
  • Business must be breaking even or profitable
Can I make partial payments before the loan term is over?

While not required, you have the option to make partial payments before the loan term ends. There are no prepayment charges.

 Are there any payments required before the loan term ends?

No, there are no payments required during the loan term. You can choose to pay the full amount at the end of the term, which can be up to 120 days.

Why is Drip Capital better than a Credit Card?

Payable Finance provides higher credit limits and longer payment terms. It offers more flexible repayment options than a credit card. Credit cards usually have lower limits, higher interest rates, and shorter repayment cycles. Payable Finance is also tailored for business needs, making it better for managing cash flow and supplier payments.

What are the key differences between payable finance, asset-based lending (ABL), and traditional bank loans?

Payable Finance extends payment terms for suppliers without requiring collateral, improving cash flow. ABL allows borrowing against assets like inventory, while Bank Loans require collateral and have stricter repayment terms.

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